Independent Medicare guidance in Raleigh, North Carolina

Products

Supplemental (Essential) Plans

Extra protection that fills specific gaps. These are not Medicare Supplement (Medigap) plans and they are not comprehensive health insurance.

No pressure, no obligation.

Explore our plans

Pick a topic to learn what it covers, what to ask, and what to watch for.

Dental Plans

Coverage for routine and restorative dental care. Original Medicare generally does not cover routine dental, so many people look at a separate plan.

Explore dental plans

Hospital Indemnity Plans

Plans that pay a cash benefit for covered hospital stays. The money is paid to you and can help with out-of-pocket costs such as deductibles and copays.

Explore hospital indemnity plans

Short-Term Home Health Care

Plans designed to help with the cost of care at home for a limited time, such as after surgery or a hospital stay.

Explore short-term home health care

How these plans differ

Extra protection

Each plan targets one kind of cost, such as dental care or a hospital stay.

Health first

Your medical coverage comes first. These plans are an add-on, not a replacement.

Cash benefits

Several plans pay a cash benefit to you, which you can use as you choose.

Ready to talk it through?

Meet with us in person at our Raleigh office, by video, or by phone. No pressure, no obligation.

Educational information only, not a recommendation of any specific plan. Plans, benefits, and availability vary by area and by year.