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Hospital Indemnity Plans

Many Medicare Advantage plans charge a daily copay for hospital stays. A hospital indemnity plan pays you a set amount for each day you're admitted, helping cover those copays and other costs.

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What's Covered

  • Daily cash benefit for hospital stays
  • Helps cover Medicare Advantage copays
  • Observation stay benefits
  • Skilled nursing facility options
  • Ambulance and ER benefits
  • Paid directly to you

Could this plan cost you $0?

Many of these plans come with a prescription-receipt credit. Upload your Rx receipts in a mobile app and, within about a week, a deposit lands in your bank account. Those credits can offset the cost of your policy by as much as 100% — for many people, bringing what they actually pay down to $0. Benefit amounts vary by plan and state.

Paid Per Day

Receive a fixed cash benefit for each day you're in the hospital.

Offsets Copays

Pairs well with Medicare Advantage plans that have daily hospital copays.

Simple to Use

Straightforward benefits with no network restrictions on how you spend them.

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